Buying Real Estate

Buying a home is one of the largest decisions and purchases that you will make in a lifetime. That being said, there are many steps to be considered throughout the process that you will want to make sure you follow. Below is a list of action items that I have assembled in which will aid you in a smooth transaction experience. Allow my expertise to assist you in this exciting time.

Pre-Approval

One of the very first things you will want to do is get a pre-approval letter. Although you may decide what is a comfortable amount of money to spend on a home, only a reputable mortgage agent will provide an accurate amount that a bank will approve you for borrowing. Having a pre-approval letter is essential as you will need to have that on file for when you make an offer.

Neighborhood

Not sure which town exactly to consider for your new home? I have worked with buyers in several different areas and can assist you with guidance. Each town can vary in home prices, services, taxes and schools. Whichever areas you are considering, let my experience guide you as you navigate your decisions in the search process.

Type of Home

There are many different types of homes to consider when you purchase. Condos, Coops, Single Families and Multifamilies are all among what you have to choose from. They all have their different features and benefits in which we can assist you with when selecting which may fit your lifestyle best.

Questions to Ask

There are questions that you want to be asking aside from anything that is obvious. It is easy to become excited when touring homes, but you want to be sure you are considering essential basic facts so that you are well educated on the home. Questions like age of systems, why the seller is selling and proximity to nearby services are all valid questions that should be standard as you tour properties.

Home Inspection

A home inspection is an essential part of the buying process. Regardless of the age of the home is, a professional inspector will provide a report of the home’s condition and will give you the best information about the condition as well as what repairs are needed or recommended. This vital Information can aid you in budgeting for repairs and can assist you in your offer amount should larger fixes be in need of immediate attention.